BUYER'S ESTIMATED COSTS TO CLOSE
           
Purchase Price Int. Rate
Loan Amount    
Type Closing Date
           
Estimated Settlement Charges Assumption Conventional FHA VA Cash/Owner Carry
Lenders Charges          
Loan Origination Fee $0.00
Loan Discount Points $0.00 $0.00
Appraisal Fee (per contract) $0.00 $0.00
Credit Report Fee $0.00 $0.00
Processing / Application Fee (varies) $0.00 $0.00 $0.00 $0.00
Assumption Fee (varies - check Lender) $0.00 $0.00 $0.00 $0.00
Inspection Fee (varies) $0.00 $0.00
Underwriting Fee (varies) $0.00 $0.00 $0.00 $0.00
Amortization Schedule $0.00 $0.00 $0.00 $0.00
VA Funding Fee $0.00 $0.00 $0.00 $0.00
FHA MIP (can be financed) $0.00 $0.00 $0.00 $0.00
Conventional PMI $0.00 $0.00 $0.00 $0.00
Tax Service Fee (varies) $0.00 $0.00 $0.00 $0.00
Delivery / Courier Fees $0.00 $0.00 $0.00 $0.00
Photocopies $0.00 $0.00 $0.00 $0.00
Wire Transfer (varies) $0.00 $0.00 $0.00 $0.00
Flood Certificate (varies) $0.00 $0.00 $0.00 $0.00
Title Charges          
Title Insurance (see rate chart)
Mortgagee's Title Insurance $0.00
Agricultural Tax Deletion Fee (Land Usage) $0.00 $0.00
T-33 Endorsement (ARM only) $0.00 $0.00
T-36 EPA Endorsement $0.00 $0.00
Mortgage Title Policy Tax Exception Fee $0.00 $0.00 $0.00
Title Company Closing Fee (Escrow Fee) $0.00
Restrictions (FHA - Check Lender) $0.00 $0.00
T-17 PUD
T-19 Endorsement  5% of Premium
Miscellaneous Charges          
Attorney's Fee (Note and Deed of Trust - varies) $0.00
Recording Fee (varies per pages of document)
Delivery / Courier Fees $0.00 $0.00
Survey (varies) $0.00 $350.00
Termite Inspection (Est.) $70.00 $0.00
Home Warranty (Varies with Plan)
Property Inspection (Est. - optional)
Photocopies $0.00 $0.00
           
Estimated Settlement Charges
Prepaids and Reserves          
PMI Mtg. Insurance (14 months)
Hazard / HO Insurance (14 months)
Flood Insurance (14 months)
Taxes (4 months)
Total Closing Costs & Prepaids
           
Buyers Summary  
 
Total Closing Costs & Prepaids    
plus Contract Sales Price    
less Earnest Money    
less New Loan or Existing Lien    
     
Estimated Amount Due at Closing    
(Including Down Payment)          
Estimated prepaids are not guaranteed.  Estimates are based on the best information at the time of preparation. 
Preprinted settlement cost amounts are estimates only and are provided as a courtesy.  Costs will vary.
Alamo Title Company accepts no responsibility for the accuracy of these estimated figures.

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